Most of us are good citizens and good for the purchase of liability insurance for us is if we cause an accident. Some people buy insurance and buy a couple of people.
If this insurance does not only buy with the requirements of law, but for you and protect your assets if you have a car, motorcycle or other motor vehicle accidents.
We say now that we enter into an accident that is your fault, report the incident Your insurance company you that your insurance is your right under the insurance cover? WRONG!
If you read the fine print in your insurance, there are a couple of language that most lawyers do not understand Reserved. The core of the language is explained in simple terms, to explain the adoption of an insurance policy, it is collaborating with the assurance that if they choose litigation, and> Insurance is the one who decides whether to be a constant, not you.
Insurance companies are all about, tons of money and then pay as little as possible. Since the advent of compulsory insurance law (Proposition 213 in California), insurance companies have been very cavalier because their coffers are full of your money.
Instead of meritorious claims, they are forced to claims litigated before the court in a willAttempt to stop the personal injury lawyers to obtain a recovery for their clients. You probably know that personal injury lawyers do not have enough money to fight than they do, so their makeup, hungry personal injury lawyers and, ultimately, make it harder for people receiving injuries in an incident to a recovery. The end are the consumers and people in accidents, which injured wounded, while large firms are making more profit at your expense.
Even people who causeInjuries and to have adequate liability insurance covers claims of offering insurance.
Insurance companies are experts at deception. With your money, get the insurance money to politicians, the media and ads to make the personal injury lawyers insurance premiums both to blame. What I do not say is that the delay in the courts, not the insurance companies settle claims as it is dueshould in the first place.
Now back to you, for example, cause an accident. If the insurance is unreasonable and refuses to settle a case at or below the limits of the policy, there will then be processed through the legal system. You must respond to discovery that will appear for depositions and even a break to go to court. This is a long and arduous process that you do not think that to heal, if you have purchased an 'insurance.Surprise
If you lose in the process, the insurance in most cases to pay the decision, but think about what the report; YOU A ruling against you on your credit report must contain, and files, thanks to your company insurance, credit card has just been dinged no fault of theirs.
Right? I submit to you that it is not. You pay for insurance, the insurance would have been the case for you in your policy consistent Boundaries, but have chosen in an attempt to minimize what they pay, so their profits should remain high for discussion. They have done so regardless of your credit report, or appear with your name in the public register as a ruling against you.
Many insurance companies have in-house lawyers, some use outside lawyers. These lawyers have a duty, what to do in your interest. The reality is that they do what in > Insurance best interest. This is the last conflict of interest. Ethically, the lawyer that the insurance company used to represent you has a duty to you, not the insurance company. The reality is replaced by his lawyer marching orders from the insurance companies.
A bad example is the recent disaster of Hurricane Katrina. You received all the poor are screwed, because they are not covered by their> Insurance for insurance, they paid?
It is time for America and attract the consumer and the scent of roses. Is not the litigators who are the problem, their big companies want the little guy, screw, so they can make more at your expense, to obtain. Some have called this political problem. I also heard President Bush on reform wrong, and take care of the litigators for the health of the nation suffers guilt.
Whenever here Tort ReformRemember one thing, you're going to be screwed! Always when you violate the right to compensation, as well as in a court of justice, you are the victim, while large companies rake in Mula!
Norman Gregory Fernandez, Esq., © 2007
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